Steve Kimes, Ryan Kimes and Jim Herbolsheimer are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of  Florida, Kentucky, Nebraska, South Dakota, Wyoming, and Florida. No insurance business may be conducted outside the specific states referenced.

Steve Kimes, Ryan Kimes and Jima Herbolsheimer are Registered Representative collectively licensed to offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC. A licensed Insurance Agency. 1201 N 13^th ST , Norfolk NE 68701. 402-379-4301 In this regard, this communication is strictly intended for individuals residing in the states of Nebraska, South Dakota, Kentucky and Florida. No offers may be made or accepted from any resident outside the specific states referenced.

**Steve Kimes is also separately registered as an Investment Adviser Representative, under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of Nebraska, South Dakota, Wyoming, and Florida. As such, these services are strictly intended for individuals residing in Nebraska, South Dakota, and Florida.

 
NYLIFE Securities LLC and Eagle Strategies LLC are New York Life Insurance companies.

Kimes Financial Services, LLC is not owned or operated by NYLIFE Securities LLC, Eagle Strategies or any of their affiliates.