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KIMES FINANCIAL SERVICES

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You have a choice to implement the recommendations in your financial plan on your own, with your Financial Planner or through another financial services professional. If you choose to implement your plan with your Financial Planner, he or she may sell other services and products to you in his or her capacities as (i) an investment adviser representative ("Advisory Representative:), (ii) registered representative of Pruco Securities, LLC and/or (iii) a licensed insurance agent of Prudential (collectively "Prudential Representative").

Steven Kimes offers financial planning and investment advisory services and programs through Pruco Securities, LLC (Pruco) (Member SIPC), under the marketing name Prudential Financial Planning Services ([PFPS], pursuant to a separate client agreement. Ryan Kimes offers insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. Kimes Financial Services is not affiliated with The Prudential Insurance Company of America and its affiliates, including Pruco. Other products and services may be offered through a non-Prudential entity. 1-800-778-2255.

Kimes Financial Services and its representatives do not render tax or legal advice. Please consult with your own advisors regarding your particular situation.

Kimes Financial Services does business in the following states:

Securities: [AZ, CO, FL, IL, IA, KS, LA, MN, MO, NE, NM, ND, OH, SD, TX, VA, WA, WV, WI, WY]

Life Insurance: [AZ, CO, FL, IL, IA, KS, LA, MN, MO, NE, NM, ND, OH, OK, SD, TX, VA, WA, WV, WI, WY]

Variable Life Insurance: [AZ, CO, FL, IL, IA, KS, LA, MN, MO, NE, NM, ND, OH, OK, SD, TX, VA, WA, WV, WI, WY]

Mutual Funds: [AZ, CO, FL, IL, IA, KS, LA, MN, MO, NE, NM, ND, OH, OK, SD, TX, VA, WA, WV, WI, WY]

Fixed Annuities: [AZ, CO, FL, IL, IA, KS, LA, MN, MO, NE, NM, ND, OH, OK, SD, TX, VA, WA, WV, WI, WY]

Variable Annuities: [AZ, CO, FL, IL, IA, KS, LA, MN, MO, NE, NM, ND, OH, OK, SD, TX, VA, WA, WV, WI, WY]

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